Tuesday, February 19, 2013

Personal Injury Protection

Personal Injury Protection


It should be noted that PIP coverage is a mandatory compliance in some countries. This coverage is basically an extension of car insurance and cars, although in some cases, PIP is also available as a completely different policy or independently. Here are some inputs regarding PIP coverage as an insurance policy independently or as an extension of the existing insurance policy.

What is Personal Injury Protection coverage?

A common joke is reported some of the lawyers and the people who work in the field of security "in an accident is expensive." This is indeed true, as some expenses incurred after an accident through no fault of their own. PIP or personal injury protection coverage is coverage to compensate and take care of the expenses incurred immediately after an accident, usually a car accident or car. PIP coverage is usually an extension of auto or car insurance coverage and premium or consolidated or revised and remade. In short, the premium increased slightly.

Countries where it is mandatory to cover this include in one's car or auto insurance policy, Oregon, Kentucky, New York, Kansas, Utah, Florida, Delaware, Michigan, Pennsylvania, Hawaii, New Jersey, Massachusetts, North Dakota Minnesota . Road authorities and the authorities for issuing driver tend to keep a tab on the status of the security people. There were a few instances where, due to the lack of PIP coverage, driver's license was revoked. Such insurance coverage is known to range from $ 1,500 to $ 250,000.

Note: In some countries, AMP or Auto Medical payments coverage is mandatory PIP coverage place. Office, which is very similar to the PIP coverage is an extension of auto insurance policies.

PIP coverage is usually a car and car insurance, but there are some general financial protection extended PIP coverage and reimbursement for expenses as a result of various accidents, even when auto or car accidents come into the picture. Such accidents can slip and fall accidents or other accidents involving bodily injury. Such general personal injury protection insurance coverage, which is not included in the auto or car insurance is also provided by insurance companies that offer health insurance joint venture.

PIP coverage Voters

PIP usually cover all the costs of first aid, ambulance and all other costs incurred as a result of bodily injury. Here are some additional details of what is included in a PIP coverage.
  • Mostly, this insurance covers emergency expenses such as expenses, short-term treatment of injury, emergency treatment and medical assistance.
  • Some miscellaneous expenses such as the cost of ambulance and emergency room bills are covered by PIP insurance.
  • In general, it is something that is supposed to be a physical issue covered by this policy without a deductible control. There is a certain period of time, say 12 hours or more, from the time of the accident, which is covered impractical.
  • In some insurance policies expensive PIP also cover the costs of the opposing party. Similar policies with very high premiums are also prone to loss of wages, attorney's fees and towing costs.

Please note that PIP coverage is mandatory in these countries. Besides, even if you live in those countries, a free PIP coverage, help a great deal if you need immediate medical attention after the accident, with the exception of any other securities serious accidents.

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